The Things to Bring Along with You

Many times we've encouraged first time buyers, well all buyers really, to make full loan approval prior to ending their search for their new home. So, assuming that you're taking that advice and that you're going to meet with a loan officer to make loan applications, there are some things that you need to take along with you (besides a pen). 

Below is a list sent to us by one of our lender friends of things you need to bring, including financial documents. This will provide you with a checklist for you as you make your way towards your new home.

• Copies of 2011 & 2010 Tax Returns including ALL W-2's and/or 1099's (if Tax Returns are not completed then we will need a copy of the extension & 209 Tax Return)
• Copies of one month of your most recent Pay Stubs
• Complete Copies of two months of your most recent bank statements
• Most recent 401K and/or Investment Statements
• Divorce Decree (if applicable)
• Social Security Award Letter(s) (if applicable)
• Bankruptcy Petition and Bankruptcy Discharge Papers (if applicable)
• Gift Letter, copy of Cashiers Check and Bank Statement from Donor (if applicable)
• Copy of Real Estate Sales Contract (sale and/or purchase)
• Name and phone number of Insurance Agent

For more information, contact us by visiting our website at www.springfieldfirsthome.com, or call or text us at 417.872.9222.

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